HENDERSON, TX – June 22, 2026

VeraBank announced that it has received delegated authority by the U.S. Small Business Administration (SBA) to approve, process, and service SBA-guaranteed loans. This designation, known as the SBA Preferred Lender Program (PLP), recognizes a select group of lenders with proven expertise and a strong track record in SBA lending.

The PLP recognition reflects the experience and dependability VeraBank brings to small business lending, and it reinforces the bank's long-standing commitment to supporting the people and businesses that strengthen its local communities.

With this status, VeraBank streamlines lending decisions by reducing processing time to provide business owners with a more efficient path to move from application to funding quicker. While the process is accelerated, VeraBank remains committed to a thorough credit evaluation and sound lending practices.

VeraBank continues to evaluate each borrower's creditworthiness in line with SBA Loan Program Requirements and maintains thorough documentation for every file. The bank's analysis also remains subject to SBA review. This balance of efficiency and accountability is designed to protect both borrowers and the program.

"Small businesses are an essential part of the communities we serve, and timely access to financing plays a vital role in their growth and success," said Brad Tidwell, VeraBank CEO. "This authority enables us to move faster while still upholding the standards our customers rely on and the SBA requires. We're proud to be a trusted partner in helping local businesses move forward in reaching their goals," added Glenn Lauter, VeraBank EVP and SBA Department Manager.

Business owners interested in SBA-guaranteed financing can connect with VeraBank's lending team at verabank.com.

About VeraBank

VeraBank is a privately owned community bank that serves 20 counties in East, Central and Southeast Texas with 550+ employees, a network of 42 conveniently located branches, $4.4 billion in assets, and trust assets under management of approximately $1.7 billion. Since 1930, VeraBank has remained committed to genuine banking, providing excellent personal service with

the latest in banking technology. Visit us online at verabank.com.

VeraBank Earns SBA Preferred Lenders Status